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EVERETT PUBLIC LIBRARY
BANKRUPTCY POLICY
1.0 GENERAL
The Library is a community resource in which a
collection of books and other materials are
shared among members. The members have an obligation
to return materials in a timely manner so others
may also use them. The library follows bankruptcy
laws for patrons who have filed for bankruptcy
and whose debts have been discharged.
2.0 POLICY
The Library will discharge a patron's debt that has
been lawfully discharged in bankruptcy.
2.1 Before the Library will discharge a patron's
debt, the patron must provide a copy of a valid
court order discharging the patron's debt.
2.2 Library fines for overdue materials (this does
not include debt for damaged or lost materials) may
not be discharged in bankruptcy and will remain the
responsibility of the patron. See 11 U.S.C.A.
523(a)(7).
2.3 If a patron's borrowing privileges are currently
suspended pursuant to section 3.0 of the Library's
Loan Policy, the patron may request reinstatement
based on a lawful court order discharging the
patron's dischargeable library debt, provided the
patron has returned all overdue materials that have
an active item record and paid all non-dischargeable
and other current debt due to the Library.
Approved by Board of
Trustees,
Everett Public Library
_______________________________________
Library
Board President/Date
Revised June 22, 2011
Revised December 13, 2012
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